Tennessee FAQs
Loan amounts range from $100 to $425.
The APR rate is 460.08% based on a 14-day loan term. APR will increase for a term of less than 14 days and will decrease for a term of greater than 14 days. Complete disclosures of APR, fees, and payment terms are provided within the Consumer Loan Agreement.
Once your application is received, you will receive an email asking you to provide “requested items/information”. You can login “here”. Once you have provided everything requested and it has been reviewed, you will receive one of two emails – either an approval email or an adverse action denial email.
You can either receive:
- Electronic ACH deposit into your bank account the next business day.
- Instant deposit to your debit card if your debit card allows such.
Payment in full will be due on your pay day via an electronic ACH withdrawal or via debit card, unless other arrangements have been made. Refer to the Consumer Loan Agreement for exact payment amount and due date.
There is no pre-payment penalty to pay off the loan at any time.
Yes! Once your loan has been paid in full, you are more than welcome to login and reapply for a new loan at any time.
You may undo the transaction at no cost, before the end of the following business day, by returning the full principal amount of the loan to us.
No. You may only have one loan outstanding with us at one time.